# Finance Platform > Finance planning for early-stage SaaS and AI companies: business plans, forecasts with scenarios, pricing simulations, plan vs actual and a finance assistant that cites the numbers it uses. Guides, courses and the formula behind every figure. Every link below is a Markdown page. To be pointed at the right page and section for a question, ask our guide agent instead of reading everything: - MCP (streamable HTTP, no sign-in): https://finance.falconresolve.com/agent/mcp (tools: content.search, content.read, content.list, platform.connect) - A2A agent card: https://finance.falconresolve.com/.well-known/agent-card.json - HTTP: https://finance.falconresolve.com/agent/ask?q=your+question (OpenAPI: https://finance.falconresolve.com/agent/openapi.json) - To work with a customer's own workspace data, connect to https://finance.falconresolve.com/mcp (OAuth sign-in) ## Guides - [What the Finance Platform does](https://finance.falconresolve.com/learn/guides/what-is-finance-platform.md): A finance planning workspace for early-stage SaaS and AI companies: plan, forecast, price, compare plan with actuals, and ask an assistant that cites its numbers. - [Getting started](https://finance.falconresolve.com/learn/guides/getting-started.md): Create an account and a workspace, or try the demo workspace, and run your first forecast. - [Check runway before a hire](https://finance.falconresolve.com/learn/guides/runway-and-hiring.md): Find out whether you can hire someone in a given month and still keep the runway you want, with a scenario the assistant drafts and you review. - [Price a consumer subscription](https://finance.falconresolve.com/learn/guides/pricing-a-subscription.md): Simulate candidate prices for a subscription across conservative, base and optimistic cases and see break-even, payback, money needed and a suggested price. - [Import a spreadsheet](https://finance.falconresolve.com/learn/guides/import-a-spreadsheet.md): Bring planning data from an Excel or CSV file into a workspace: inspect, map, check as a dry run, review the proposed changes and apply them only when you confirm. - [Connect your own AI agent](https://finance.falconresolve.com/learn/guides/connect-your-agent.md): Let your own AI agent (Claude, ChatGPT, an IDE assistant or an in-house agent) work with your workspace over MCP with OAuth, or call the REST API with a token. - [Share numbers you can prove](https://finance.falconresolve.com/learn/guides/verify-a-statement.md): Sign KPIs as a statement that a bank, investor or auditor verifies without an account, or open a live read-only data room with a secret link. - [Security, privacy and AI transparency](https://finance.falconresolve.com/learn/guides/security-and-privacy.md): How workspaces are kept apart, what is logged, how data is exported and erased, and how the assistant's answers stay transparent and under human oversight. - [Start from a business template](https://finance.falconresolve.com/learn/guides/start-from-a-business-template.md): Start a simulation from a template for your kind of business (SaaS, manufacturer, services firm, solo consultant, consumer goods with inventory, marketplace, café or shop), with the records and assistant tools that business needs, then grow it into your real business case. ## Courses - [Finance basics for founders](https://finance.falconresolve.com/learn/courses/finance-basics.md): Three short lessons on the numbers investors ask about first: burn and runway, break-even and payback, and unit economics. Each lesson links to the exact formula the platform uses. - [Burn and runway](https://finance.falconresolve.com/learn/courses/finance-basics/burn-and-runway.md): What net burn is, how runway follows from it, and why the platform reports both a simple runway and the month cash actually runs out. - [Break-even and payback](https://finance.falconresolve.com/learn/courses/finance-basics/break-even-and-payback.md): Break-even is the first month with a profit; payback is the month the money spent so far has been earned back. Why payback comes later and why investors ask about both. - [Unit economics](https://finance.falconresolve.com/learn/courses/finance-basics/unit-economics.md): ARPA, churn, customer acquisition cost (CAC), lifetime value (LTV), LTV to CAC and CAC payback: whether each customer is worth what it costs to win. ## Formula reference - [Actual costs and the run-rate](https://finance.falconresolve.com/learn/formulas/actual-costs.md): What the business really spent per month and category, and the monthly run-rate a plan starts from (ADR 80, workflow). Calculated by the engine (calc/actual_costs.py, model actual-costs-1.0.0). - [Forecast formulas](https://finance.falconresolve.com/learn/formulas/forecast.md): The forecast turns a company's plan (customers, prices, costs, hires, loans and funding) into monthly revenue, profit, cash and a balance sheet, and from those into runway, break-even and the key ratios investors ask about. This page gives every formula it uses, what each symbol means, when the formula holds and a worked example. - [Pricing simulation](https://finance.falconresolve.com/learn/formulas/pricing-simulation.md): The pricing simulation answers "how much should I charge for a subscription, and how many customers do I need?". It compares several pricing strategies side by side and shows, for each, what one customer earns, how many customers cover the costs, the month the business makes a profit, the month the money spent is earned back and how much money is needed until then. This page gives every formula it uses, what each symbol means, when the formula holds and a worked example. - [Reports, business plans and variance](https://finance.falconresolve.com/learn/formulas/reports-and-variance.md): How monthly forecast figures become quarterly and annual statements, how report rows are calculated, how business plan drafts are filled, and how plan and actual figures are compared. This page gives the formulas, what each symbol means, when they hold and a worked example. - [Scenario overrides](https://finance.falconresolve.com/learn/formulas/scenario-overrides.md): A scenario is the plan's base inputs plus an ordered list of changes ("overrides"), such as "churn 20 % higher from July" or "hire a second engineer in March". Overrides never modify the stored inputs; the engine applies them to a copy for each run, so the base plan and every scenario can be compared side by side. This page gives the formulas for how an override changes a value, what each symbol means, when they hold and a worked example, followed by the catalogue of what can be overridden. - [Simulation formulas](https://finance.falconresolve.com/learn/formulas/simulation.md): Some assumptions in a plan are uncertain: churn could be 2 % or 5 %, a hire could start in March or in June. The probabilistic mode runs the forecast many times, each time with different values drawn from the ranges a person gave, and reports how likely a goal is (for example "at least 12 months of runway"), the range of outcomes and which assumptions matter most. This page gives the formulas behind those figures, what each symbol means, when they hold and a worked example. ## Optional - [All content in one file](https://finance.falconresolve.com/llms-full.txt)